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Frequently Asked Questions

What is Cost of Attendance?

The Cost of Attendance (COA) includes tuition, books/materials, fees, supplies, room and board, transportation, and dependent care. Federal student aid is first applied to tuition, books/materials, and fees. Remaining funds can then be used to cover other costs.

Programs Eligible
for Federal Student Aid



Room/Board, Misc.

Cost of

(COM) M1 Comprehensive CNC





(COM) M2 CNC Machine Tool Technology





(AOA) Accounting and Office Administration





(HIT) Health Information Technology





(MAP) Medical Assisting Program





(ELPi) English Language Introductory Program





(ELPb) English Language Bridge Program





*Tuition, Books/Supplies, and Cost of Attendance are based on an award year as a full-time student at BIR.

What is Expected Family Contribution (EFC)?

EFC is a number calculated by the government using information from your FAFSA. It represents the annual dollar amount you and your family are expected to contribute towards your cost of attendance.

How is Financial Need Calculated?

Financial need is the difference between your cost of attendance and your family’s ability to contribute to those expenses. Financial need is calculated by the following formula:

 Financial Need = COA - EFC

How Does My Enrollment Status Affect Federal Student Aid?

Your enrollment status (full-time or part-time) affects the amount of grants you are eligible to receive. To receive loans, you must be enrolled at least half time.

What if My Circumstances Change?

If a situation arises which causes your family to have substantially less income or higher expenses than anticipated you may request a professional judgment review to adjust your FAFSA, which may increase the amount of aid you can receive.

What Other Sources of Financial Assistance are Available?

In addition to federal student aid, BIR participates in other programs that you may be eligible for, including state, local, or military aid.

www.illinoisworknet.com - The Workforce Investment Act (WIA) provides skills training grants up to $9,000 to unemployed, underemployed and dislocated workers.

gibill.va.gov - Department of Veteran Affairs

www.fastweb.com - A reliable free scholarship search

Useful Websites

www.fafsa.ed.gov - Free Application for Federal Student Aid

www.finaid.org - A guide to all aspects of financial aid and the financial aid process

www.studentaid.ed.gov - Information on student financial assistance programs

www.studentloans.gov - U.S. Department of Education Website for students to complete PLUS request process, sign Master Promissory Note (MPN) and receive entrance counseling

www.nslds.ed.gov - The National Student Loan Database for students to check their student loan history

Contact the Financial Aid Office at (773) 977-1478 or email financialaid@birtraining.edu